For most people, the daily commute is unexciting and unavoidable. Unfortunately, this mundane task can quickly become perilous when another driver loses focus or behaves recklessly.

A standard car is a nearly 3,000-pound combination of metal, fiberglass, and glass capable of quickly accelerating and maintaining speeds well over 100 miles per hour. When cars collide with other vehicles, trees, buildings, or other structures, the results can be fatal.

If or a loved one has suffered injuries in a wreck caused by a negligent driver, reach out to a knowledgeable attorney right away. An experienced Longmont car accident lawyer could assess your case, determine the at-fault parties, and pursue fair compensation on your behalf.

Minimum Insurance Requirements in Longmont

State law mandates that motorists maintain basic automobile insurance. Because traffic accidents occur frequently and often cause injuries and property damages, most states require drivers to carry some form of car insurance. Having basic levels of insurance helps safeguard against unnecessary financial burdens resting solely on victims of a negligent driver’s actions.

Under state law, motorists must have insurance policies that provide a minimum of $25,000 person individual in a single accident, $50,000 in coverage for bodily injury for multiple parties, and a minimum of $15,000 in coverage for property damage. However, it is essential to note that minimum coverage may not cover all medical expenses for parties involved in an automobile accident.

If insurance is inadequate, the driver determined to be at fault may be on the hook for the remaining expenses. A skilled attorney could assess an at-fault party’s insurance policies and determine the best steps forward for pursuing compensation in a car wreck case.

Common Injuries in Traffic Accident Cases

Auto collision injuries can vary depending on the rate of speed, angle of collision, and the size and weight of the vehicles involved. However, there are some common injuries typically associated with auto accidents, such as:

  • Puncture wounds and soft tissues damage
  • Broken or fractured bones
  • Joint injuries (such as knee, elbow, and shoulder)
  • Spine, neck, back, head, and brain injuries

Physical injuries are one consequence of a traffic accident, but emotional and mental harm is another effect that is often overlooked. People involved in car accidents may experience anxiety and depression as a result of their injuries or even develop a fear of driving. A compassionate Longmont attorney could help an injured party recover compensation for their physical and emotional losses after a vehicle crash.

Recoverable Damages in Longmont Auto Accident Cases

The purpose of damages in accident cases is to compensate injured parties for the losses they have suffered due to another’s negligence. These compensatory damages can encompass both monetary and nonmonetary losses.

Economic damages can include financial compensation for current and future medical expenses, lost wages, and vehicular damage. Conversely, non-economic damages can compensate a claimant for their pain, emotional suffering, and lost quality of life. An attorney with experience handling traffic accident cases could help establish an at-fault driver’s negligence and hold them accountable for an injured party’s losses.

Time Limits on Vehicle Wreck Claims

All personal injury cases, including traffic accidents, have time limits on potential claims. Known as the statute of limitations, this law requires a claimant to file their case within three years of the date of the collision. If an injured party does not file in time, they will typically be barred from financial recovery. An experienced Longmont attorney could ensure that a traffic accident claim is filed within the statute of limitations.

Discuss Your Case with a Longmont Car Accident Attorney

Dealing with medical bills, lingering injuries, and a damaged vehicle can be taxing, especially they are a result of someone else’s careless behavior. If you have suffered losses in a vehicle wreck caused by someone else’s negligence, a dedicated attorney could help you seek the compensation you need. Reach out to a Longmont car accident lawyer today to learn more about your options.

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